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FAQs - Principal Protect


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  4. FAQ For Principal Protect

FAQ For Principal Protect
What is Principal Protect?
什么是Principal Protect?

Principal Protect is an assurance to investors that they will not incur capital losses if investments are made per simple conditions set. All active investors would stand to qualify for Principal Protect the moment they successfully invested in 100 notes within a period of 12 months since they began investing. The amount invested in each note must be in almost equal amounts that do not deviate more than 3x of the average investment per note.

Principal Protect是给于投资者的本金保障。如果投资者按照几个设定的条件作出投资,他们将不会蒙受本金的损失。投资者只要在12个月内投资100个标的,将自动被Principal Protect保障。 此外,投资者必须平均投资在各个风险等级的标的里,且不可超过平均投资金额的3倍。


What are the conditions/qualifying criteria for Principal Protect?
受Principal Protect 保障的资格是什么?

1) Each portfolio is made up of 100 Notes
2) Your investments in this portfolio of 100 Notes must not exceed 3 times your average investment amount
3) Portfolio must be Diversified
4) Portfolio must be amassed / built within 12 months*
*Portfolios amassed before the introduction of Principal Protect (2/9/19) are not subject to the 12 months requirement.

1)拥有100个标的组成的投资组合
2)100个标的组合的投资金额不可超过平均投资金额的3倍
3)投资组合必须多元化
4)投资组合必须在12个月内积累/建立*
*在推出Principal Protect(2/9/19)之前所积累的投资组合不限于12个月所建立的条件。


Do I have to register for Principal Protect?
Principal Protect需要额外申请吗?

No, Principal Protect is automatically activated once a portfolio of 100 qualified notes is achieved. It does not require the member to manually opt-in.

不必。只要投资组合达到100个标的,投资者将自动受到Principal Protect保障。投资者无需额外申请。


Do I need to pay a premium to get covered by Principal Protect?
需缴付保费以享有Principal Protect保障吗?

No, there is no additional fees to get covered by Principal Protect. It will be activated the moment set criteria are met.

投资者无需缴付任何保费。一旦达到设定的条件,投资者将自动获得Principal Protect保障。


What is the coverage of Principal Protect?
Principal Protect 保障额度多大?

Principal Protect will cover each investor up to RM10,000 (for investments of RM100,000 and below) and up to RM30,000 (for total investments above RM100,000)

Principal Protect 保障范围为RM10,000 (投资总额少于RM100,000)和RM30,000 (投资总额多于RM100,000)。


How do I know if I qualified for Principal Protect?
我怎么知道我是否有资格受到Principal Protect保障?

An icon would be present at your personal homepage in the browser version whereby, it will state as to whether you have achieved at least 1 portfolio (100 Notes) under Principal Protect and if yes, the number of portfolio(s) achieved would also be indicated. You can further go to the MY INVESTMENTS, NOTES FUNDED tab to see which notes are covered under the Principal Protect and which portfolio they fall into. Basically, the system would group the notes that qualify for protection in a sequential order based on the time of disbursement of the notes. Only Notes that has been disbursed will be taken into consideration as part of Principal Protect portfolio(s).

在您的个人主页上(浏览器版本)将显示一个图标,其中将说明您在Principal Protect下是否获得了至少1个投资组合(100个标的),如果是,投资组合数量也将被显示。您可以进一步转到“我的投资”,“成功筹集的标的”选项卡,查看Principal Protect涵盖哪些标的以及它们所属的投资组合。 基本上,系统会根据标的的支付时间按顺序对符合保障条件的标的进行分组。 只有已经支付的标的才会被考虑作为Principal Protect投资组合的一部分。


Will all my Notes be qualified under the Principal Protect portfolio?
我的所有标的都符合Principal Protect投资组合的要求吗?

No, only investments in Notes that does not exceed 3 times the average investment amount per Note will be qualified under the Principal Protect portfolio. (Your current average investment amount can be found in your Fundaztic homepage on the browser version) E.g. Your average investment currently is RM200. Only Notes with investments up to RM600 will be qualified in your Principal Protect portfolio.

不,只有不超过每张标的平均投资金额3倍的标的才能获得Principal Protect投资组合的资格。 (您当前的平均投资金额可以在您浏览器版本的Fundaztic主页上找到)
例如, 您目前的平均投资额为RM200。 只有投资高达RM600的标的才有资格列入Principal Protect的投资组合中。


How will I be reimbursed?
我将如何获得报销?

The reimbursement will be paid into your Fundaztic account and will be reflected as part of “Account Balance”

报销将支付到您的Fundaztic账户,并将反映在“账户余额”上。


Are note(s) bought in the Secondary Market covered by the Principal Protect scheme?
在Secondary Market上购买的标的是否受Principal Protect保障?

No, they will not be covered by Principal Protect as the original investor has already taken the first risk involved.

二级市场所购买的标的并不受Principal Protect保障,原因是原始投资者了已经承担第一涉及的风险。


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