What is Fundaztic Bonus?
什么是Fundaztic Bonus?
Fundaztic Bonus are rewards given by the platform to new members who register during a promotional period or to existing members who successfully refer their friend to register as members during a promotional period.
Fundaztic Bonus can only be used to complement an investment made in the form of an added value to actual invested amount. This means that if a member pay RM50 for an investment and used a Fundaztic Bonus amounting the same value, the investment is registered as RM100 and the member will receive returns of investment based on RM100. It is similar to the concept of "buy 1 free 1".
Members cannot withdraw their Fundaztic Bonus without investing and are not allowed to use their Fundaztic Bonus to invest without putting in any additional investment amount.
Fundaztic Bonus 是平台发出的奖励,主要是给任何在促销期间成功注册的新会员,或成功推荐好友成为注册Fundaztic的现有会员。 Fundaztic Bonus 的用途只限于附加在真实投资数额,并不可以单独使用。例如,一个投资者用本金RM50投资,附上价值RM50的Fundaztic Bonus(相同于本金), 总投资金额会是RM100,该投资者也将会收到RM100的投资回酬(本金加利息)。与“买一送一”类似概念。 会员不可将Fundaztic Bonus直接兑现。会员也不能单独利用Fundaztic Bonus作为投资(需投入本身真实投资金额)。
How can I get a Fundaztic Bonus?
我怎样获得Fundaztic Bonus?
You may get Fundaztic Bonus if you register or when you refer a friend during a promotional period. We may send you emails or messages informing of such promotions so that you can participate to enjoy this Fundaztic Bonus.
如果你在促销期间成功注册或推荐好友并成功注册,你将可以获得Fundaztic Bonus(随附条件)。
我们将发出电邮或短信通知任何促销活动,欢迎你的踊跃参与。
I registered during a promotion period but did not get the Fundaztic Bonus. Why did this happen?
我在促销期成功注册,可是没有得到Fundaztic Bonus。这是怎么一回事?
Fundaztic Bonus are issued in specific numbers for a specific time period. By the time you register, if the number of bonus set for the promotion has all been taken up, then you will not enjoy any Fundaztic Bonus.
For example, the promotional period is 1/6 - 10/6 and the number of Fundaztic Bonus issued is 1000. If all 1000 bonus has been taken up by 5/6, all new registrations from 6/6 - 10/6 will not enjoy any Fundaztic Bonus although registration is done during the promotion period.
Fundaztic Bonus 只会在在特定的时间发出特定的数额。当你注册时,如果Fundaztic Bonus已经完全被其他会员领取,你将不会得到Fundaztic Bonus(基于先到先得次序)。例如,促销期为6月1日至6月10日,平台派出100个Fundaztic Bonus,如果在6月5日,Fundaztic Bonus已经完全被领取,所有在6月6日至6月10日注册的新会员将不会得到任何Fundaztic Bonus
I have registered during a promotional period. When will I receive my Fundaztic Bonus?
我在促销期完成注册,我会在什么时候得到Fundaztic Bonus?
Fundaztic Bonus will automatically be issued during a promotional period if the count / stocks as set is still available when a newly registered account has completed the full registration cycle and is activated. Assuming that the promotional period is from 1/10 - 31/10 and the bonus count available is 1000, a member who registered on 1/10 but only activated his/her account by keying-in the random amount credited to his bank account on let's say 10/10, he/she will receive RM50 Fundaztic Bonus if the 1000 bonus set has not been taken up. If it has been fully taken up, then, even though it is activated within the promotional period, he/she will not receive any Fundaztic Bonus.
任何成功送出的Fundaztic Bonus在会员成功注册,并成为活跃用户后,将自动记录于会员账户。
例如,促销期为10月1日至10月31日,1000个Fundaztic Bonus准备送出。一名会员在10月1日注册,但在10月10日激活账户(通过输入转账至其银行的随机数额),如果该1000个Fundaztic Bonus还未全数被其他会员领取,这名会员将会获得RM50的 Fundaztic Bonus。但是如果该1000个Fundaztic Bonus已经全数被其他会员领取,这名会员将不会得到任何Fundaztic Bonus(就算还在促销期)。
How do I refer a friend to Fundaztic?
我如何推荐好友注册Fundaztic?
First of all, you must be a registered member of Fundaztic before you can refer a friend. Once you have successfully registered as a member, in your personal homepage, at the bottom left, you will be able to see the "Rewards Centre". When you click on "Referral", a unique link will be generated. Copy this link and paste it to the email that you intend to send to your friends to invite them to be a member of Fundaztic. If your friend opens the email and click on the link to register, you will receive the referral bonus called "Fundaztic Bonus" which will be reflected at the top of your homepage.
首先,你必须是Fundaztic的活跃会员。一旦成为活跃会员,在你个人主页,左下角,你会看到“奖励中心”。 按“推荐”,你会得到你的专属推荐链接。将这个推荐链接发送给任何你想推荐成为会员的好友。当你的好友通过你的推荐链接,注册,并成功激活账户,你将会得到Fundaztic Bonus推荐奖励。该推荐奖励将反映在个人主页的Fundaztic Bonus。
I have referred 3 friends. They have confirmed that they registered. When will I receive my Fundaztic Bonus?
我推荐了3个好友,他们都确定成功注册,我会在什么时候得到Fundaztic Bonus?
A member who refers new member(s) to the platform will only receive the Fundaztic Bonus for referral only when the member referred has completed the registration process and the account is activated.
The Fundaztic Bonus is further subject to availability of count / stocks of the bonus at point of the account being activated. Assuming that the promotional period for referral is from 1/10 - 31/10 and the bonus count available is 1000, a referred new member registered on 1/10 but only activated his/her account by keying-in the random amount credited to his bank account on let's say 10/10, then, the member who referred this new member will receive RM50 Fundaztic Bonus if the 1000 bonus set has not been taken up. If it has been fully taken up, then, even though it is activated within the promotional period, he/she will not receive any Fundaztic Bonus for referring a new member.
Fundaztic Bonus只会在受推荐的好友完成注册,并激活账户后送出给推荐者。Fundaztic Bonus数额有限,先到先得。例如,推荐好友获得Fundaztic Bonus的促销期为 10月1日至10月31日,Fundaztic Bonus的库存数额为1000个。如果受推荐的新会员在10月1日注册,在10月10日激活账户(通过输入平台转账的随机金额),这个情况下,推荐者将 会得到RM50的Fundaztic Bonus(只要1000个库存还未完全被领取)。 一旦1000个Fundaztic Bonus的库存完全被领取,任何推荐者将不会得到Fundaztic Bonus。
What is the minimum amount of investment that I have to make in order to utilize my Fundaztic Bonus?
要使用Fundaztic Bonus,我需要投入多少本金?
You will need to invest a minimum of RM50 to utilize a Fundaztic Bonus of the same value.
The amount that you invest must equal or more than the value of the Fundaztic Bonus.
Fundaztic Bonus works based on the concept of "buy 1 free 1"
你需要投入最低投资金额RM50以使用相同等值的Fundaztic Bonus。
你投入的金额必须等于或多过Fundaztic Bonus所代表的金额。Fundaztic Bonus 类似于“买一送一”概念。
How many Fundaztic Bonus can I use per cart/per check-out?
每次结算可以用多少个Fundaztic Bonus?
You can only use one Fundaztic Bonus per cart/per check -out.
每次结算只可以用一个Fundaztic Bonus
Is there any limit to the amount of Fundaztic Bonus that I can accumulate?
我累积的Fundaztic Bonus数额有任何上限吗?
NO. There is no limit set. As long as you participate within the time that the Fundaztic Bonus is offered and still available, and fulfill the terms and conditions, you will be entitled to collect Fundaztic Bonus.
没有上限。只要Fundaztic Bonus是通过正式管道收集到的,累积的数额没有上限。
How do I know when will my Fundaztic Bonus expire?
我怎样知道Fundaztic Bonus什么时候失效?
You can check the expiry date under the "Fundaztic Bonus" section of your personal homepage.
你可以在个人主页“我的红包”查看Fundaztic Bonus的失效日期。
Can I transfer my Fundaztic Bonus to someone else?
我可以将我的Fundaztic Bonus送给其他会员吗?
NO. Fundaztic Bonus is not transferable
不能。Fundaztic Bonus不能被转送于任何人。
Can I withdraw my Fundaztic Bonus?
我能够将Fundaztic Bonus提现吗?
NO. Your Fundaztic Bonus can only be used as part of your investment. It adds value to your investment amount. Assuming if you invest RM100 and use RM50 Fundaztic Bonus in the particular investment order, you will pay RM100 but your investment value would be recorded as RM150 and your returns of investment will be calculated based on RM150 instead of the RM100 that you have paid.
Only after you have used the Fundaztic Bonus to top-up on an investment, can it be withdrawn.
不能。Fundaztic Bonus只能够用于附加于本金的投资。例如,你投入自身本金RM100,用RM50Fundaztic Bonus,该投资的额度将会被记录为RM150。 也就是说,你投资于该标的的投资额为RM150(虽然你只付了RM100)。投资回酬也是基于RM150的投资金额。透过本金加利息收回的钱,是可以被提现的。
Will the Fundaztic Bonus that I used to fund a Note be reimbursed in the event of the Note not achieving the funding goal?
如果我使用了Fundaztic Bonus,投资在一个标的,而该标的并没有达到预期的最低融资目标,Fundaztic Bonus会退还给我吗?
All Fundaztic Bonus that expires during the funding period of a Note will not be reimbursed. The Fundaztic Bonus shall be forfeited. If the Fundaztic Bonus has not expired, then, it will be reimbursed back but the expiry period would remain the same and will not be extended.
This means that, if a Note fails to receive at least 80% of its funding goal by end of the funding period, only the actual invested sum paid and any yet to expire Fundaztic Bonus will be distributed back to the investors. Therefore, it is advisable to utilize your Fundaztic Bonus on Notes that are likely to get funded in order to minimize the possibility of forfeiture.
任何已被使用于投资的Fundaztic Bonus若在融资期间过期(Expires),该Fundaztic Bonus将会被报销。如果该Fundaztic Bonus尚未过期,将自动退还到原本的账户,而有限期将不会被延长。 例如,如果标的没有达到80%的融资目标,投资银额和还未过期的Fundaztic Bonus将会全数归还至投资者的账户。 所以我们建议投资者将Fundaztic Bonus用于在那些有机会成功达标的标的上(Notes),以避免Fundaztic Bonus因此被报销。
How does Fundaztic P2P financing work?
Fundaztic P2P 融资如何运作?
SMEs that are already registered with SSM who require funding for business related purposes may sign up to be an “issuer” by completing a simple online application form. Upon receipt of completed forms, the credit evaluation process will kick-start. If the application meets all the pre-requisites, the application will be approved and an “issuer” will then be issued legal documents containing all the terms and conditions of the offer for funding. By accepting the terms, the approved application will then qualify to be listed for funding within a pre-determined period whereby registered “investors” can invest from as little as RM50 to RM50,000 per investment. If the “issuers” managed to raise at least 80% of the approved limit within the funding period, then, after a simple pre-disbursement check to ensure on legitimacy of application and business is performed, the funds will be transferred into the account provided by the “issuer” for its intended usage. Thereafter, it is the responsibility of the “issuer” to make prompt monthly repayments for the funds that they received. “Investors” will earn monthly return of investments in the form of interest based on their investment amount. The interest earned will be credited into a trust account and investors may choose to re-invest in new “investment notes” or request for withdrawal of funds back into the account that they have prior provided. To summarize in a simplistic manner, “investors” provide funding to SMEs whose application has been vetted and approved by Fundaztic.com and “issuers” having received funding, makes monthly repayments to service their debt.
任何需要资金并拥有有SSM注册的中小型企业,可以注册成为“Issuer”。一旦完成注册,并提交融资申请,平台将会开始对该企业进行信贷评估。若该企业符合融资条件,平台将发出附上融资条款的法律文件。该企业一旦同意相关的融资条款,其融资需求将会被列在Fundaztic平台。任何平台的投资者将可以投资至少RM50至最多RM50,000的金额。当所筹得金额达到融资目标的80%,平台会再一次进行简单的拨款审核,通过审核后,该笔款项将汇入企业指定的银行账户。成功融资的企业,有责任确保每个月准时摊还还款。而投资者将会透过每个月的还款(本金加利息)收取投资回酬。任何收到的还款是寄存于平台的信托账户(Trust Account),投资者可以选择再投资,或提现至本身的银行账户。
What is an “investment note”?
什么是“投资标的”?
“Investment note” refers to the promissory notes sealed between the “issuer” and “investor” to manage the risks involved in funding the “issuer”. It is a short term debt security with a maturity of between 3 months to 5 years. This legal document obligates the “issuer” to repay the funding that it has obtained via the investments of multiple “investors” based on specific terms and conditions of repayments failing which, depending on severity, Fundaztic.com may seek to pursue recovery actions permissible by law on behalf of the “investors” to recover funds issued.
“投资标的”是指融资者于投资者用于管理投资风险的欠票。通常是3个月至长达5年的短期贷款。融资者将需要遵守获得融资的条款,并按照条款摊还 还款于多位投资者。任何违约的情况,Fundaztic 平台将以事件的严重性为投资者采取法律行动,以讨回未摊还的款项。
Can someone be both an “issuer” and “investor” at the same time?
会员可以同时成为“融资者”与“投资者”吗?
Yes, it is possible for businesses registered with SSM to be both an “issuer” and “investor” at the same time. However, individuals can only be “investors” and the current guidelines on P2P financing issued by the Securities Commission (SC) only allow businesses or SMEs to raise funds / become “issuers”.
可以,任何有SSM注册的企业,可以同时成为“融资者”与“投资者”。基于目前Securities Commission (SC)的方针,个人只可以成为“投资者”。而任何需要透过平台融资的会员,必须是SSM合法注册的企业。